The home buying process is just that: a process. In most cases, the loan applications can take four to six weeks or longer to complete, depending on the applicant, the financial institution, and other factors. Receiving a “clear to close” is the last step in the loan approval process. Once you’re cleared, it’s generally smooth […]
How to Wire Money for Closing
Finally, closing day is almost here! Before you get the keys, you will need to bring money to cover closing costs and all other fees associated with the purchase. You will bring this amount to closing in the form of a certified payment type: wire transfer, certified check, or cashier’s checks. Wire transfers are usually […]
Why NOW Is the Time to Buy a House
There’s no denying it: the American housing market is on fire. Prices are rising, and homes are under contract within hours. It’s no wonder potential buyers are nervous. But experts agree: now is the time to buy a house. Don’t believe us? Read on to learn more. 5 Reasons Now Is the Time to Buy […]
What First-Time Home Buyers Need to Know
Buying a home isn’t as easy as setting up a showing and writing an offer. If you are considering purchasing a home, you’ll need to do some legwork first. Here’s what first-time home buyers need to know before beginning their home search. What First-Time Home Buyers Need to Know Before Making an Offer Current […]
5 Things Buyers Need to Do Before Closing Day
Closing day is almost here! Before you sit down at the table and get the keys to your new home, there are a few things you need to get squared away. 1. Purchase Homeowners Insurance Unless you purchase your home with cash, you will need homeowners insurance. Lenders require you to buy an insurance policy […]
How the Supply Chain Problems Impact Real Estate
The housing market went a bit bonkers in 2021. By mid-summer, housing inventory was at an all-time low, prices were surging, and homes were under contract within a matter of hours. It’s been a great market for sellers and sellers’ agents, but buyers have had more difficulty. The lack of housing – particularly affordable housing […]