Closing day is almost here! Before you sit down at the table and get the keys to your new home, there are a few things you need to get squared away. 1. Purchase Homeowners Insurance Unless you purchase your home with cash, you will need homeowners insurance. Lenders require you to buy an insurance policy […]
Closing on a House: How the Process Works
You’ve searched and searched and finally found the perfect home. You made an offer, the sellers accepted, and now you’re on the road to closing. But how long is the road, exactly? And what happens between now and closing day? We’re breaking it down for you, from the moment your offer is accepted until you […]
8 Ways to Pay Off A Mortgage Faster
For most families, the mortgage payment is the single largest bill each month. It’s always there, looming over us like a money-eating monster. Imagine, though, if you didn’t have a mortgage payment. Can you really pay off a mortgage in record time, and spend that money enjoying life instead? Yes, you can. And we’re here […]
Real Estate Financing Options for Every Home Buyer
You’ve decided it’s time to ditch the rental and buy your own home. Maybe you’re ready to upgrade to a larger home and expand your family or downsize for retirement. No matter your reasons for real estate investment, the road ahead may seem complicated and obscure. It doesn’t have to be. We’ll break down everything […]
What’s Included In A Mortgage Payment? How To Explain It
If you haven’t gathered already, the lending business has come up with its own lending vocabulary. When you prepare to buy your first home you’ll hear terms you’ve never before heard. Mortgage lenders use this terminology each day, every day, with abandon. After all, it’s their business and their lingo. One of the most used […]